Ginger.Steg
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Real estate in Murfreesboro, Tennessee

Moving to Murfreesboro, or moving on from it.

I am a licensed agent with eXp Realty here in Murfreesboro, and I work on the home financing side as well, so your loan and your house get looked at as one decision. If you are buying or selling anywhere in Rutherford County, we can work together directly. If you are headed somewhere else in the country, I will put you with an agent I trust and stay with you until you are settled.

Why I work both sides

Most people meet their loan and their house two months apart.

They fall for a place first and find out what they can actually carry second, and that is where the hard conversations start. I sit on both sides of that, real estate through eXp Realty and home financing through Refined Mortgage Group, so we can talk about the number before you walk through a door you will not be able to stop thinking about.

Real estate has been a relationship business for me from the first day. That is why my listings live on my eXp site and my time goes to the people, whether you are three streets over or three states away and still packing.

GINGER, I NEED: your Tennessee real estate license number for the footer of this page, plus your years in real estate written the way you want it said in public. Both are trust signals Google reads and buyers look for.

See current listings on eXpMiddleTN.com →

Ginger Steg

Where people usually find me

Three ways this normally starts.

Most people arrive in one of these three spots. Find yours and you will know what the first conversation looks like.

You are relocating and you do not know the county yet

People land in Rutherford County for the Nissan plant in Smyrna, for MTSU, and for the hour a day they get back from a Nashville commute. I will walk you through how Murfreesboro, Smyrna and La Vergne actually differ before you spend a Saturday driving them.

You have outgrown the house you are standing in

Selling and buying at the same time is two clocks running against each other, and the financing is what decides whether they line up. We map that order first, then we list.

You are buying somewhere I have never set foot

You want somebody who works that market every week and knows which street floods. I will find them inside the eXp network across all fifty states, introduce you properly, and check in the whole way through. That part costs you nothing.

Asked before every first meeting

The three questions everybody asks me first.

Should I get pre-approved before I start looking at houses?

Yes, and earlier than most people do it. A pre-approval tells you the number you are actually working with, and in a market where a good house can go under contract in a weekend, a seller reads an offer without one as a maybe. It costs nothing to find out. I work in home financing with Refined Mortgage Group, powered by Novus Home Mortgage, so we can start that conversation the same day we start talking about neighborhoods.

Do you only work in Murfreesboro?

I work directly with buyers and sellers across Rutherford County, which is Murfreesboro, Smyrna, La Vergne and Eagleville. Everywhere else in the country I hand you to an agent inside the eXp network who works that market every day, and I introduce you properly. I stay in the conversation until you are closed and settled.

What does it cost me to be connected with an agent somewhere else?

Nothing. You are not charged anything for the introduction or for me staying involved. Agent compensation is agreed with you and your agent in writing before you go under contract, and I will explain exactly how that works in your state before you sign a thing.

GINGER, I NEED: confirm the last answer is right for how you run referrals. I have written it as costing the client nothing, which is standard, and I do not want a word of it on your site unless it matches what you actually do.

Your note comes straight to me. I read every one.